Sterling Bank Bayani OFW Savings Account
Sterling Bank Bayani OFW Savings Account
Bayani OFW Logo Logo

The Bayani OFW Savings (BOS) account is an account intended to support the requirement and need of Overseas Filipino Workers (OFWs) for a special deposit product. It aims to facilitate and support OFWs in making preparations for their subsequent remittance from overseas since funds can be credited to the BOS account.

By offering this type of account, the Bank aims to help develop the habit of saving and improve financial literacy and financial management skills of OFWs and their families.

loan amount
Opening Balance Requirement

Not Required

minimum adb requirement
Minimum ADB Requirement

None, provided that remittance credited to the account is made within 12 months from the account opening date and every 12 months thereafter.

interest earning balance
Interest Earning Balance


interest crediting
Interest Crediting


interest rate
Interest Rate

1% P.A.

account access
Account Access

Over-the-counter transactions, ATMs, Sterling Bank Online, BancNetonline, comes w/ Bayani OFW Visa Card

how to remit bof savings
How to remit your savings to your Bayani OFW Savings?

If depositor/account holder is in another country, he/she may remit through the following:

Service charge or fees may apply depending on the Bank or iRemit center where remittance/s is made through.

how to remit bof savings
Sterling Bank Ofw Debit Card
Comes with Bayani OFW Savings Visa Debit Card

Access your funds anytime, anywhere with a Bayani OFW Visa debit card that works more than just an ATM card.

Your Bayani OFW Visa debit card can also be used in paying for purchases from both online and retail merchants.

Deposit Rates Comparison
As of November 29, 2019
how do i apply
requirements background
How Do I Apply


Filipino Citizen

1 original valid photo-bearing government-issued ID
(click here for the list of acceptable IDs)

Foreign National

Passport and Alien Certification of Registration (ACR)
Card or Alien Employment Permit (AEP)

Complete the Account Opening Online Form
Wait for the reference number sent to you through SMS
Visit your selected branch and deposit the specified opening balance
open neo savings account
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Open a Bayani OFW Savings Account
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