Deposit Products | Sterling Bank of Asia

Deposit Products and Services

Saving up for the future can be easy, especially if you have the right bank products and services for your needs.

Call +632 8721-6000 or +632 8672-6300 for inquiries

Deposit Products and Services

Growing and managing your finances can be a breeze if you have the right financial tools and products. This is why we, at Sterling Bank of Asia, offer a suite of banking products and instruments that are secure, accessible and easy to manage.

Take your pick

Savings Account

Solo Savings Account

Our savings account gives you the simplicity that you deserve to get

Online account access
Comes with ShopNPay Visa Debit Card
Interests are credited monthly

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Solo Dollar Savings Account

Having a dollar account should not sound foreign to you

Low initial deposit
USD notes immediately available upon request
Interests are credited monthly

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Bayani OFW Savings Account

ATM savings account for OFWs

Very high interest rates
No initial deposit required
Comes with Bayani OFW Visa Debit Card

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Solo Basic Savings Account

Basic and affordable, this interest-bearing deposit product is the ideal starter account for first-time bankers.

High interest rates
Comes with ShopNPay Visa Debit Card
Interests are credited monthly

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Neo Savings Account

A deposit account for young savers

Initial deposit is any amount
High interest rates
Comes with Passbook & Neo Visa Debit Card

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Solo Yuan Savings Account

Our newest currency addition to our line of deposit products for individual and corporate clients

Easy to maintain
RMB notes immediately available upon request
Interests are credited monthly

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Online Savings Account

Solo Savings Account - Online

Our savings account gives you the simplicity that you deserve to get

Online banking access
Comes with a ShopNPay Visa Debit Card
Interests are credited monthly

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Solo Basic Savings Account - Online

Basic and affordable, this interest-bearing deposit product is the ideal starter account for first-time bankers.

Online banking access
Comes with ShopNPay Visa Debit Card
Interests are credited monthly

Know more

Checking Account

Duo Checking Account

Maximize your savings through the power of issued checks, along with a Visa debit card

Highest Interest Rates
Comes with ShopNPay Visa Debit Card
Monitor your transactions through passbook and SOA

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Short-Term Time Deposit

Prima Time Deposit

Time is its essence. Let your money make some substantial gains through certain terms

Competitive interest rates
Flexible terms
Low minimum deposit

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Solo Plus Special Savings Account

A solo savings account with higher interest rates

1 to 12 month term
Flexible terms
Low minimum deposit

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Prima Dollar Time Deposit

Take your time and let your dollar earnings grow

Competitive interest rates
Flexible terms
Low minimum deposit

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Prima Plus Time Deposit

Time deposit for more than a year

Competitive interest rates
Flexible terms
Low minimum deposit

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Long-Term Time Deposit

Maxima 3 Long-term Time Deposit

Three year time deposit that gives you a great way to maximize your funds for a 3-year investment term

Deposit insurance
Guaranteed returns

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Maxima 5 Long-term Time Deposit

Get rewarded with tax free earnings on a 5-year investment of as low as P25,000

Deposit insurance
Guaranteed returns

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	Account Opening at the Branch	Account Opening through the Website
Eligibility	Filipino and Foreign National Individuals
Application Requirements	For Filipinos: 1 original valid photo-bearing government-issued ID For Foreign Nationals, Resident Alien or Non-resident Citizen: 1 original valid photo-bearing government-issued ID or Passport and Alien Certification of Registration (ACR) or Card or Alien Employment Permit (AEP) QABO to confirm…	Customer just needs to accomplish the 1. Fill-out the online account opening form. Click here. 2. Upload/submit a selfie with the ID, front/ back view of the ID and a photo of the signature 3. Attend the scheduled video interview
Opening Balance Requirement	None
Automatic Account Closure	None	The account will automatically close if no deposit/credit is done within two (2) months after account opening
Required Minimum Average Daily Balance (ADB) to avoid charges	Php5,000.00	None
Maximum Balance	None
Maintenance Fee	None	Php 300.00/month if: a. ADB is less than Php5,000.00; and b. No account movement for the last 12 months
Interest Earning Balance	Php5,000.00
Interest Rate	0.50%	0.25%
Dormancy Fee	Php30.00
Other	With Passbook and ATM Card	ATM Only (Subject to the requirement that the account must have at least a balance of Php100.00 upon card application.)
	Open an Account	Open an Account

If you wish to know about our General Terms and Conditions on Governing Deposit Accounts, click here.

Deposit Rates

As of November 29, 2019