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Persona Personal Loan Logo
Persona Personal Loan Logo

DON'T PUT YOUR LIFE ON HOLD. Today, everyone has their own reasons for needing extra cash.

Whether it's for medical expenses, tuition fees, starting a new family, or consolidating loans and bills,
let PERSONA Personal Loan help support you through this time.

loan amount
Loanable Amount

Php30,000 up to Php1,000,000

loan terms
Loan Terms

3 to 36 months

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Loan Purpose

Multi-purpose loan
(emergency needs, travel, business, etc.)

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Product Features

No collateral needed;

no co-maker required

post dated check
Payment Options

Post-dated checks

Loan Calculator
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Your Monthly Amortization
0
Amount Financed:
0
Please note that the computation above is based on the indicative rate. Final loan amount, monthly amortization and applied rate shall be confirmed in your loan documents upon approval of your loan application. Final loan approval shall be subject to the submission of required documents and the Bank's credit policies and procedures.
eligibility
eligibility
Eligibility
  • Filipino Citizen
  • 21 - 65 years old (Should not be more than 65 years old upon loan maturity)
  • Minimum gross salary of Php30,000 per month
  • With home or office landline
  • No adverse credit findings
  • Residence Tenure:
    • Owned Residence: At least 1 year
    • Rented Residence: At least 2 years
 

For Self-employed

Business in operation for at least 3 years & profitable for the last 2 years

For Employed

At least one (1) year tenure with the current company and on a regular/permanent employment status
 

Requirements
  • Completely filled out and signed Application Form
  • Copy of Company ID
  • Copy of valid Government-issued ID (click here for the list of acceptable IDs)
  • Proof of Billing
  • Latest one (1) month credit card billing (if applicable)
  • Income Documents:
    • Certificate of Employment with compensation and benefits
    • Latest one (1) month payslip
    • Latest Income Tax Return (BIR Form 2316)
  • If the loan purpose is for Business - Completely filled out and signed Business Loan Application Form (Individual/Sole Proprietorship or Corporation)
  • Copy of two (2) valid Government-issued IDs (click here for the list of acceptable IDs)
  • Proof of Billing
  • Latest one (1) months credit card billing (if applicable)
  • Income Documents:
    • Latest two (2) years ITR with Audited Financial Statements
    • Latest six (6) months Bank Statements
    • DTI/SEC Registration
    • Latest GIS (if applicable)
    • Valid Business Permit
    • Trade References (Top 3 Clients and Suppliers with Contact Details)
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