In need of a “fast cash” loan? We can help you through AvanceCash Salary Loan. With the fast-tracked approval process, receiving your loan in your Sterling Bank deposit account is quick & easy.

No need to wait until your next payday to meet your day-to-day obligations. Plus, we provide you with flexible payment terms and low-interest rates.*

Apply now! Contact your HR Department for the company/employer code you need for the application. 

For companies who wish to be accredited, contact us for more information.

*should have a 7-month tenure in a Sterling Bank of Asia accredited company with a minimum monthly salary of Php11,000 (within Metro Manila) or Php9,000 (outside Metro Manila) to qualify.

loan amount
Loanable Amount

Php10,000 up to Php50,000

loan terms
Loan Terms

3 or 6 months

post dated check
Payment Option

Salary Deduction

interest rate
Interest Rate

Competitive Loan Rate

no collats

No collateral needed
Easy Application (just apply online)

  • Company should be accredited by Sterling Bank of Asia

  • Filipino Citizen

  • 21 to 60 years old

  • Regularly employed for at least seven (7) months

  • Minimum gross monthly salary of Php11,000 (within Metro Manila) or Php9,000 (outside Metro Manila)

  • No adverse credit findings
  • Completely filled out AvanceCash web application form

  • Digitally signed Promissory Note and Disclosure Statement (PNDS)

  • Copy of one (1) month latest payslip

  • Copy of Company ID

  • Copy of one (1) valid Government-issued ID with three (3) specimen signatures (click here for the list of acceptable IDs)

  • Latest BIR Form 2316

  • With an existing Sterling Bank deposit account
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